The Affordable Care Act, the Supreme Court Decision, and Living Benefits.

On June 28, 2012 the Supreme Court delivered its long awaited historic decision upholding the Affordable Health Care Act. The debate on the merits of the court’s ruling and what it means to American consumers will go on and on, and the political efforts to repeal it will continue. This article offers no opinion about the law or the Courts decision, but merely the observation that as usual, it is fight about power, money, and control being waged by lobbyists, politicians, as well as businesses and professionals involved in the health care industry. Their primary concern seems focused on how the law will impact the national debt, the bottom line of companies selling health insurance, the pharmaceutical industry, hospitals and physicians.
That is all well and good. But the patients and consumers who are supposed to be helped by health care reform sit on the sidelines as bystanders to what impact, good or bad, the ruling has on their ability to take care of their family in the event of chronic, critical or catastrophic illness. The debate is supposed to be about your survival in the event of a chronic or critical illness, not just institutional profit and well-being for the health care industry. How do you take control back from those who have a vested interest in their own agenda and likelihood of re-election?
There are four key elements required for surviving a critical or chronic illness and finding a cure that offers continued quality of life with the optimal chance to choose living over dying.
• Receiving the best medical care and advice during the diagnostic stage of the illness.
• Being offered choices and options as to possible treatment, whether it is traditional, alternative, experimental or holistic.
• Having the money that will be needed to pay for the care should you be uninsured, or your health insurance carrier denies payment for the cost of the recommended treatment.
• Having control of one’s own destiny; not Congress, the President, or the Supreme Court

If you don’t have the money to pay for the care and treatment your physician or surgeon recommends as your best, perhaps only hope to live and get well, you don’t have the control. It’s that simple. Living Benefits Life Insurance provides access to the money, and therefore the power to control your family’s destiny in the event of serious, even catastrophic illness, before it happens. It offers you the freedom to choose life.
Living Benefits has already helped thousands of families and small business owners survive financially, and will continue to help many thousands more in the ensuing years by providing the money necessary to fund the enormous expense of choosing life over death.

Regardless of any governmental decision or ruling, it makes living instead of dying a real possibility.

Written by Rick Drazien, FCA Insurance Services Inc. for Connections: FCA Insurance Services Inc. Client Newsletter, Summer 2012